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A good travel debit card makes life easier the second you leave home. No hidden fees, no complicated points systems, no “gotchas†buried in fine print. Ï㽶´«Ã½ is designed for people who travel often (or just like knowing they could), with perks that go beyond the basics.Â
Spend abroad with no FX fees
Some banks could add a % when you spend abroad. Ï㽶´«Ã½ doesn’t. Every time you use your card overseas, you’ll get the Mastercard exchange rate directly, no mark-ups, no hidden charges. We’ve even built a calculator so you can see exactly how Mastercard compares with the European Central Bank’s daily average. Because transparency shouldn’t stop at the airport gate.
There are also no fees for cash withdrawals while you’re enjoying your holiday. Access cash from ATMs worldwide without any extra charges. And because travel should feel effortless, you don’t need to tell us where you’re going before you fly. Just tap, spend, and manage your finances with ease wherever you land.
Flights without the fine print
Some travel cards lock you into one airline. Others only let you use points on awkward dates. Ï㽶´«Ã½â€™s full membership doesn’t do either.
- â€Any airline: budget, premium, global or local. Any time: no blackout dates, no restrictions. â€
- Simple redemption: Swipe your points in the app when you book.Â
Some rewards promise the world, but deliver a 5am flight to somewhere you’ve never wanted to go. Ï㽶´«Ã½ gives you freedom instead.
Hotel stays, your way
Whether you’re after a boutique Airbnb, Hostel or a luxury hotel, Ï㽶´«Ã½ helps make it cost-effective.
- â€Ï㽶´«Ã½ Hotels: search via your unique member in-app link, then earn or redeem points for your booking.â€
- Independent partners: use points with travel brands we love, like Unyoked (off-grid cabins), Outside (remote-working stays), and Hostelworld (for travellers who want to meet the world, not just see it).Â
Because where you stay should feel as rewarding as getting there.
eSIMs for easier connections
Roaming is out. eSIMs are in. As a Ï㽶´«Ã½ member, you can buy an eSIM in-app before you travel, making it easier (and cheaper) to get connected abroad without hunting for a plastic SIM card in a corner shop.
Airport lounges, unlocked
Travel delays happen. Sitting on the floor next to a crying baby doesn’t have to. Ï㽶´«Ã½ gives you access to No.1 Lounges and Lounge Pass around the world.Â
Booking is simple, just open the app, choose your lounge and pay with points or cash.Â
Worldwide travel insurance
Trips don’t always go to plan. The Full Ï㽶´«Ã½ membership includes worldwide family travel insurance, valued independently at £275 a year. It’s powered by Lloyd’s and covers the kind of things you actually need: trip cancellation and curtailment, medical emergencies abroad, lost luggage or delays, and even winter sports cover.Â
Insurance is subject to using your Ï㽶´«Ã½ card for bookings, eligibility and exclusions, but once you’re covered, it’s comprehensive.
Ready to go?
Whether it’s a quick city break or a family holiday, Ï㽶´«Ã½ brings together the things that make travel smoother: no FX fees when you spend abroad, flights with any airline any time, hotels with points redemption and discovery partners, eSIMs to get connected on arrival, lounges when you need a calm corner, and worldwide travel insurance worth £275 a year.
So if you’re off somewhere soon, you can book, plan, and pay with Ï㽶´«Ã½.
18+ and UK only. £15/month. T&Cs apply. Insurance cover subject to booking with your Ï㽶´«Ã½ card, eligibility and exclusions.
Research accurate as of October 2025. Please ensure you conduct your own research,
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