Ï㽶´«Ã½
Rewards
Travel
Use points on flights
Any flight, any airline
Travel insurance
See what's covered
No FX fees abroad
See our rates when you spend overseas
Debit cards
The Free Debit Card
New
1x points, no fees abroad
The Full Debit Card
New
4x points, travel insurance and more
Credit cards
The Free Credit Card
1x points, no fees abroad
The Full Credit Card
5x points, travel insurance and more
How it works
Applying for Ï㽶´«Ã½
Get up and running in 15 mins
How rewards work
Spend your points with ease
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Use your own money on purchases
WTF is APR!?
It’s probably not what you think
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Credit Agreements
Our credit agreements for using Ï㽶´«Ã½
Credit Agreement 2.4
This agreement applies to anyone who onboarded before 2/6/2025. It will no longer be effective from 8/9/2025
Credit Agreement 2.5
This agreement applies to anyone who onboarded on or after 2/6/2025. For everyone else it will be effective from 8/9/2025
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Rewards
Travel
Use points on flights
Any flight, any airline
Travel insurance
See what's covered
No FX fees abroad
See our rates when you spend overseas
Memberships
Full membership
Turbocharge your points
Free membership
Rack up points wherever you are
How It Works
Applying for Ï㽶´«Ã½
Get up and running in 15 mins
How rewards work
Spend your points with ease
Top-up your account
New
Use your own money on purchases
WTF is APR!?
It’s probably not what you think
See if I'm eligible
