Ïã½¶´«Ã½

June 19, 2025
News and Updates
3
 min read

Introducing Ïã½¶´«Ã½ debit cards

Loïs Mills
Loïs Mills
Senior Content Lead

No Credit? No Problem. Meet Ïã½¶´«Ã½â€™s New Premium Debit Cards

You asked. We built. Today, Ïã½¶´«Ã½ goes beyond credit with the launch of our brand-new debit memberships, designed to help you earn big on your everyday spending, without ever borrowing a penny.

Say hello to two shiny new additions to the Ïã½¶´«Ã½ family: our Free and Full Debit Cards. Same much-loved rewards. Zero FX fees. Built-in travel perks. Just with a debit spin.

Why Debit?

Not everyone wants a credit card. We get it. So now, you can choose what fits your wallet (and your lifestyle): debit or credit. Either way, you’re earning rewards that are actually worth something. Like dinner at BAO. Or your next flight. Or maybe just a decent bottle of wine. Your call.

Here’s what’s new:

Ïã½¶´«Ã½ Free Debit
£0/³¾´Ç²Ô³Ù³ó
– Earn 1 point per £1
– Zero FX fees when you travel
– Access to national rewards + experiences in London, Manchester, Birmingham, Bath and Bristol

Ïã½¶´«Ã½ Full Debit
£15/month or £160/year
– Earn 4 points per £1
– Full access to all Ïã½¶´«Ã½ Experiences
– Worldwide travel insurance baked in

Both cards are powered by Mastercard, work anywhere in the world, and plug straight into the Ïã½¶´«Ã½ app, so you’ve got everything from spend insights to eSIM travel data at your fingertips.

What can you get with your points?

Our rewards aren’t just “discounts†dressed up in marketing speak. They’re actual experiences you’ll want to tell your mates about. Think Urban massages, Freddie’s Flowers, theatre tickets, nights out, weekends away. You know, the good stuff.

Ïã½¶´«Ã½ members have already racked up more than £1.1 million in redeemed rewards and saved over £1.2 million in FX fees since 2022. It’s about time debit joined the party.

From our founder, Tim:

“Credit cards can be great – but they’re not for everyone. We kept hearing from people who loved Ïã½¶´«Ã½â€™s vibe but wanted the same experience on debit. So we built it. Now, anyone can enjoy market-leading rewards, epic travel perks, and totally fee-free foreign spending, without the need for credit.â€

Ïã½¶´«Ã½ debit cards are available now. Set up takes minutes. Rewards come fast. And the FOMO? Instant.

Loïs Mills
Loïs Mills
Senior Content Lead

Becoming a Ïã½¶´«Ã½ member could 

improve

your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.

Turn every purchases into points worth having

Ready in minutes
Opening a Ïã½¶´«Ã½ debit account is fast, fuss-free, and built for people who hate waiting. 18+ UK only.
A welcome worth £10
Get £10 back on your first eligible purchase, plus up to 10,000 points to kick things off. .
Points with purpose
Dining, travel, culture, fitness, entertainment - every spend earns rewards you’ll actually want to use.

Your brand. Their next obsession. Powered by Ïã½¶´«Ã½.

A fast-growing audience that actually spends
40,000+ members (and counting) discover new favourites through Ïã½¶´«Ã½ every month.
High-value customers, proven impact
£8.5m spent with partners to date, driven by young professionals who value quality.
Engagement that drives loyalty
Members open the Ïã½¶´«Ã½ app ~15 times a week, building repeat visits and long-term brand love.

Ready to partner?

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